A lot of health care workers really don’t like these Medicare Advantage plans because they tend to deny a lot of really important care that traditional Medicare would have covered,
More than one-quarter (27%) of the MA ads showed images of government-issued Medicare cards or images that closely resembled the official Medicare card. Most (83%) ads sponsored by brokers or other third parties pointed people to call a private Medicare hotline rather than the official Medicare line (800-MEDICARE). More than 50,000 airings used messaging that warned viewers they might be missing out on benefits, suggesting their current coverage could be incomplete.
Bottom line: Recognize that if you select a Medicare Advantage plan, you may not be able to change your mind and acquire a Medigap plan later.
The big decision: Should I stay with original Medicare or choose a Medicare Advantage plan? Here’s why one expert says 1 of those options is the clear worse choice for seniors
Multiple studies have shown MA plans have a pattern of denying claims that should be covered.
If you anticipate hospital stays, prefer to pick your own provider, and dislike the idea of getting prior approval for most expenses, Original Medicare might be a better choice for you to prevent the need to make extra money for insurance.