Medicare Insurance in Surprise Arizona
What is Medicare?

- You are receiving retirement benefits from Social Security or the Railroad Retirement Board.
- You are eligible to receive Social Security or Railroad benefits, but you have not yet filed for them.
- You or your spouse had Medicare-covered government employment.
To find out if you are eligible and your expected premium, go the Medicare.gov eligibility tool.
Now, if you didn’t work for 10 years or and don’t meet the qualifying factors, you still may be able to buy into Medicare. If you (or your spouse) did not pay Medicare taxes while you worked, and you are age 65 or older and a citizen or permanent resident of the United States, you may be able to buy Part A.
If you are under age 65, you can get Part A without having to pay premiums if:
- You have been entitled to Social Security or Railroad Retirement Board disability benefits for 24 months. (Note: If you have Lou Gehrig’s disease, your Medicare benefits begin the first month you get disability benefits.)
- You are a kidney dialysis or kidney transplant patient.
Let’s talk about Medicare Part A
- Inpatient care in a hospital
- Skilled nursing facility care
- Nursing home care (inpatient care in a skilled nursing facility that’s not custodial or long-term care)
- Hospice care
- Home health care
- $1,484 deductible for each benefit period
- Days 1-60: $0 coinsurance for each benefit period
- Days 61-90: $371 coinsurance per day of each benefit period
- Days 91 and beyond: $742 coinsurance per each “lifetime reserve day” after day 90 for each benefit period (up to 60 days over your lifetime)
- Beyond lifetime reserve days: all costs
What is Medicare Part B?
Medicare Part C
How does Medicare Part C work?
Medicare Supplement Plans
Medicare Supplement Plans in Surprise, AZ
Prescription Drug Plans (Part D)
Medicare Part D plans in Surprise, AZ
Medicare Insurance FAQ
What Is Medicare Insurance?
What Does Medicare Part A Cover?
What Does Medicare Part B Cover?
Services from doctors and other health care providers, outpatient care, home health care, durable medical equipment (DME) (like wheelchairs, walkers, hospital beds, and other equipment), many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits). Most people pay the standard Part B premium amount.
Note: Original Medicare pays for much, but not all of the cost for health care services and supplies. Medicare Supplement Insurance (Medigap) policies, sold by private companies, can help pay some of the remaining health care costs, like copayments, coinsurance, and deductibles.