By Sally Pipes Every fall, millions of Americans log onto the Affordable Care Act’s exchanges hoping to find a health plan that fits their needs. This year, roughly 23 million people have signed up through the marketplaces. Many are discovering that their options all look more or less the same—expensive and ill-suited to how they
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9 Surprising Disadvantages to Medicare Advantage Very Few People Know
Depending on your budget, health, and plans for the future, Medicare Advantage might not be the best retirement health care solution for you. Once you reach age 65, you become eligible for Medicare, the federal government’s health insurance program primarily geared toward seniors and retirees. Whether you retire early or plan to work for several
READ MORE? Why I’m Advising My Arizona Clients to Choose Plan G in 2026
As a local insurance expert helping retirees from Phoenix to Tucson, and across the Valley, I’m seeing a big shift this year. Many of my neighbors are asking if they should stick with a Medicare Advantage plan. While those “zero-premium” ads are everywhere in Arizona, there’s a lot they don’t tell you. After reviewing the
READ MOREArizona PPO Health Insurance 2026: Affordable Alternatives to Expensive ACA HMO Plans
If you’re shopping for ACA health insurance in Arizona for 2026, you’ve likely noticed two major changes: Premiums are significantly higher Nearly all available plans are HMO-only For many Arizona individuals, families, and self-employed professionals, this means paying more each month while having fewer choices of doctors and hospitals. But there are alternatives worth exploring.
READ MOREThe Hidden Medicare Surcharge That Hits Retirees With Over $109,000 in Income
Christy Bieber Many seniors who are 65 and over rely on Medicare to provide them with healthcare coverage, and with good reason. Medicare is available from the government regardless of your health status. It provides coverage for a broad array of services (typically without requiring pre-approval), and it usually comes with affordable premiums. The keyword,
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