Building A Healthy Relationship
A lot of health care workers really don’t like these Medicare Advantage plans because they tend to deny a lot of really important care that traditional Medicare would have covered,
More than one-quarter (27%) of the MA ads showed images of government-issued Medicare cards or images that closely resembled the official Medicare card. Most (83%) ads sponsored by brokers or other third parties pointed people to call a private Medicare hotline rather than the official Medicare line (800-MEDICARE). More than 50,000 airings used messaging that warned viewers they might be missing out on benefits, suggesting their current coverage could be incomplete.
Bottom line: Recognize that if you select a Medicare Advantage plan, you may not be able to change your mind and acquire a Medigap plan later.
Multiple studies have shown MA plans have a pattern of denying claims that should be covered.
If you anticipate hospital stays, prefer to pick your own provider, and dislike the idea of getting prior approval for most expenses, Original Medicare might be a better choice for you to prevent the need to make extra money for insurance.
Of the 35 million requests by Medicare Advantage enrollees seeking prior authorization for healthcare services or medications in 2021, two million of those requests were fully or partially denied
Penalties may still apply for some late enrollment
This Mistake Could Boost Your Medicare Premiums
Popular Medicare Advantage plans have ‘clear cases of overpayments and improper billing of US taxpayers,’ advocates and analysts say
What’s covered by the government’s health insurance program for seniors can be surprising.